Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! Which savings strategy is most effective? What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time When the Mean is Nice PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns