Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! MOVE: Types of Employment RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? COMPARE: Auto Loans INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses You Just Gotta Habit! MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement PLAY: Roll with the Market PLAY: The Bean Game COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment