Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments