Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? CALCULATE: Your Federal Taxes FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What do cardholders fear most when using a credit card? Which savings strategy is most effective? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses PLAY: The Bean Game ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans ANALYZE: Inequalities in Investing PLAY: Roll with the Market FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity Just Gotta Habit RESEARCH: Fair Credit Reporting Act RESEARCH: Credit Protections PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments