Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Types of Employment PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Your Federal Taxes PLAY: Budget Frenzy! READ: Retirement Basics FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing COMPARE: Auto Loans What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging in Action Do consumers send more money on Venmo or spend more money on Amazon? Gotta Habit INTERACTIVE: Bummer! MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts MOVE: The Net Price of College

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments