Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity When the Mean is Nice CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections RESEARCH: Professional Certifications PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs PLAY: Types of Car Insurance Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations