Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box RESEARCH: Professional Certifications PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions