Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Financial Aid Package PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram