Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans You Just Gotta Habit! MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance PLAY: Organize Budget Expenses Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! PLAY: Roll with the Market RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment INTERACTIVE: Bummer! MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems