Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging MOVE: Types of Employment PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice MOVE: Inflation Over Time PLAY: Organize Budget Expenses PLAY: Budget Frenzy! MOVE: Credit Musical Chairs PLAY: Roll with the Market What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications PLAY: The Bean Game MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions