Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: Inflation Over Time When the Mean is Nice MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts PLAY: Roll with the Market PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! You Just Gotta Habit! PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates