Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? RESEARCH: Credit Protections Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money through Zelle or spend more money on Amazon? What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! COMPARE: Which Repayment Plan Fits Your Income? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? When the Mean is Nice RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market PLAY: The Bean Game MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy!

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences