Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans You Just Gotta Habit! INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund MOVE: Types of Employment CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function