Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report When the Mean is Nice RESEARCH: Professional Certifications MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses COMPARE: Which Repayment Plan Fits Your Income? Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? You Just Gotta Habit! PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates