Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots