Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: The Bean Game FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance INTERACTIVE: Bummer! RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram