Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income? MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment When the Mean is Nice You Just Gotta Habit! PLAY: Roll with the Market Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Health Insurance Plans PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging PLAY: The Bean Game Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective?

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations