Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card? RESEARCH: Fair Credit Reporting Act If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Auto Loans MOVE: Types of Employment READ: Retirement Basics What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging in Action PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans When the Mean is Nice ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report CALCULATE: Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections FINE PRINT: Schumer Box Gotta Habit ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences