Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? PLAY: The Bean Game MOVE: Types of Employment CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods