Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? PLAY: The Bean Game MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications RESEARCH: Credit Protections You Just Gotta Habit! FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? MOVE: Types of Employment PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan When the Mean is Nice Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle