Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! When the Mean is Nice What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments