Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? PLAY: The Bean Game RESEARCH: Professional Certifications MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action MOVE: Types of Employment Which savings strategy is most effective? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans When the Mean is Nice RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods