Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections MOVE: Credit Musical Chairs MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game You Just Gotta Habit! PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package COMPARE: Which Repayment Plan Fits Your Income? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates