That accidental crack is going to set you back. 

Answer: $29 to $379

Questions:

• Have you damaged your phone in the last year? If so, have you gotten it repaired?
• The cost of AppleCare+ is either a one-time fee of $199 or $10 per month. If you want loss and theft protection too, it’s $269 or $13.49 per month. Is having this insurance a “good deal?” Explain your thinking.
• Do you carry cell phone insurance? Why or why not?

Here are the ready-to-go slides for this Question of the Day you can use in your classroom.

Behind the numbers (Consumer Reports):

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The Bummer Arcade game will bring these insurance concepts to life for your students. 

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About the Author

Ryan Wood

Ryan is the Partnerships and Adoption Manager for Next Gen Personal Finance’s midwest region. He brings his experience as a former teacher, curriculum designer, and sales and marketing professional to state organizations and school districts in supporting the implementation of their personal financial education efforts. He graduated from the University of Wisconsin-Green Bay and earned his teaching credential from Saint Mary’s University in Winona, Minnesota. He proudly taught at two rural high schools in Wisconsin before transitioning to curriculum design at NGPF, and is now excited to be on the front lines in delivering the best possible financial education in the midwest. He and his wife have three beautiful daughters, each of which inspire him to share the impact of being sound financial stewards both at home and as lifelong learners.