Your high school students have a chance to win a $2,500 Grand Prize for their educational pursuits while developing an understanding of what college life will be like. A total of $50,000 in scholarships is available this year. Entries are due in less than a month on October 16th. Learn how one of your students could win.

How to Enter

1. Have your students play PAYBACK in class or at home
2. Students write a 250-word essay OR create a 90-second video responding to the prompt
3. Collect your students' responses and nominate ONE student entry for the PAYBACK Challenge Scholarship.

Scholarship winners will be announced in December 2023.

See the PAYBACK Challenge details.

The following prizes will be awarded:

NATIONAL GRAND PRIZE
2 winners at $2,500 each. All entries are eligible.

HONORABLE MENTION
30 winners at $1,000 each. Remaining entries are eligible.

Plus, an additional opportunity for NGPF Grant Districts:
15 winners at $1,000 each (1 per district)*

*NGPF must receive at least 10 submissions from one of the grant districts listed before students from that district are eligible for this prize.

See the rules and regulations.

Want to get a sense of what a winning entry looks like? Check out the winners from the last two years.

NGPF Announces Winners of 6th Annual Payback Challenge

NGPF Announces Winners of the 5th Annual Payback Challenge

About the Author

Hannah Rael

As NGPF's Marketing Communications Manager, Hannah (she/her) helps spread the word about NGPF's mission to improve the financial lives of the next generation of Americans.