Financial and Economic Literacy

• People don’t know as much as they think they know about money. (Kiplinger)
• Teens think economics is an important subject, yet they don’t grasp key concepts even after taking an economics class. Here are some suggestions for making the education more effective. (PRNewswire)
• The CEO and founder of Pliquit wrote an article for Forbes encouraging banks to step in and take advantage of Gen Z’s consumption of media to fill their financial literacy gaps. (Forbes)

These next two made the rounds on social media this week:

• If you need a sports role model, here you go. Patriots rookie Joejuan Williams says he lives off 10% of his salary, and credits his high school personal finance class for teaching him the value of savings. (Daily World)
• We may be teaching middle or high school, but what do experts think kids should know about finance and money before they get to us? (Yahoo Finance)   The infographic in the article might be a good one to share with parents or in your newsletter.
  

Entrepreneurship

• Junior Achievement releases a report on the state of entrepreneurship education in the US to kick off Entrepreneurship Month. (PRNewswire-Junior Achievement)

Cryptocurrency

• The academic who claimed the 2017 run on bitcoin was market manipulation has now concluded it was all driven by one person. (TheNextWeb) If you weren’t already questioning the wisdom of investing in bitcoin, this may do it.

Investing

• Here is a slightly different take on why we are seeing record highs on the stock market. (Think supply and demand.) (Bloomberg)
• Finance majors and finance geeks recognize the name Eugene Fama. Here is a summary of a recent, rare Bloomberg interview with him. (Evidence Investor)

Retirement

• Is there such a thing as saving too much in retirement? Finding the right balance can be challenging. (NYT)

Payment Types

• Teresa Dixon Murray sets the record straight about the risks around various payment methods. (Cleveland.com)

Credit Cards

• One third of folks surveyed with credit card debt say it is due to medical expenses. (PRNewswire)

Good to Know/Self-Care

Most of us changed the clocks. Most of us are experiencing colder temperatures. The holidays are fast approaching. It might be a good idea to take a bit of “me” time to read this next group of articles.

• Here is a great article on techniques that help us learn. Use them for yourself and your students! (Entrepreneur.com)
• How you spend your money, not how much you have, determines your happiness. Read how science suggests you spend your money. (The Big Think)
• Why it is so important to get enough good quality sleep. Something teachers have a hard time doing, I know. (Scientific American)
• If you are beginning to feel burn out, this article suggests what you can do (in sleeping enough) to help. (NYT)

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